Real Ownership,
‍Shared Cost.

With Archipelago, you own 20% to 50% of a specific vehicle alongside 1 to 4 other like-minded enthusiasts. You pay only for the share you purchase—so a 25% share of an $80,000 car costs $20,000.

This is not a lease or rental. Ownership is real, equity-based, and structured through a legal entity.

You can choose from vehicle listings to join a group, request a specific vehicle in your city, or start a group with people you know. Archipelago ensures prospective co-owners are aligned on expectations, usage, and location.

Once a group is formed and enough shares are spoken for, the co-owners vote to approve the purchase and agreement. Archipelago then acts as escrow, finalizes the legal structure, and makes the purchase on behalf of co-owners.

Vehicles are stored in secure, shared-access garages convenient to all co-owners. You book the car using the Archipelago app, either months in advance or minutes before. You can reserve it for short drives or extended time away.

Each owner is guaranteed access to their share of days in the year—for example, a 25% owner receives 91 out of 365 days. Seasonal weekends and holidays are distributed evenly across the group.

Co-owners share all costs based on ownership and usage.

Fixed costs—like storage, insurance, and registration—are split by share size and billed annually.

Variable expenses—such as tires, brakes, and general maintenance—are tracked and billed quarterly based on how much each person drives. You see where every dollar goes, and only pay for your portion.

Because you’re a legal co-owner, you have the flexibility to sell your individual share at any time—either to someone you bring in or through Archipelago’s marketplace.

Other co-owners in your group have first right of refusal. If your share has appreciated, you keep the profit. If it’s worth less than what you paid, your depreciation is limited to your share size. If the group decides to sell the entire vehicle, proceeds are divided by share size.

Archipelago manages the day-to-day operations of the vehicle and group—handling registration, insurance, service tracking, vendor coordination, and more. We provide the tools to make communication, scheduling, and cost-sharing simple.

Expectations are clearly defined, and the vehicle is always ready to drive.

Archipelago charges a one-time $2,000 fee per co-owner to set up the ownership entity and complete the purchase. Ongoing vehicle and co-ownership management costs $300 per year.

We don’t mark up third-party services—so recommendations for insurance, storage, or repairs are made in your best interest and you can easily choose your own vendors.